Thursday, January 13, 2011

Poor.Poor.Poor.

If anyone doesn't already know this about me then here I am admitting a fault that I have (among many, I'll just name one).  When I get an idea in my head, and decide that I want it, I have to have it right at that second. Well second, week, month, YEAR.  But we all know I can't wait a year for things to happen.  Example:

8:15am: Mom says, "Ash, we are looking at selling our car, if you are interested we can sell it to you for a very good price."
8:16am: I think very, very hard about it.  How big of a commitment is it? Ah who cares!

8:30am: "Mom, I'll take it!" :)
8:32am: I text Derek, "Oh hey, would you be ok if I bought mom's car?"
Ha ha, just kidding on the Derek part. Of course I asked him before I said yes, but he could never say no to me.  I'd take Chloe from him.

So the other day my mom sat me down and said, "Ash, I think you and Derek need to get into a house soon (after marriage of course).  With the market how it is you can buy a great house for a great price and you have money to put down for a down payment.  Rates for a loan are down low and I can hook you up with a really good title company to save you some costs" (ha).  Well after she said that, I text Derek to tell him.  He said he would really like to do that and thought it would be a good investment.  We've both been living in apartments for 3-4 years now and we are both so sick of it.  I don't even want to think about how much money we have both been payed for rent.  So that afternoon/night we pulled up the mls list for Cache County and started looking.

Needless to say I think I'm going to drive Derek crazy with all my house talk.  Then my step dad throws out that he thinks we should look into doing the Self Help Program with Neighborhood NonProfit which is where he works.  You build your own house and help your neighbors build theirs for 8-12 months.  You have to spend at least 36 hours (I think) working a week but your family members can come to help and count for some of your hours.  We are looking into it because we'd be saving $36,000 on a house.  They are appraised for $187,000 but the loan you take out is only $151,000 - $155,000.  (Except that is a LOT of money for us, ek...)  Well it'd be a ton of work and I'd feel bad watching Derek work his job for 10 hours a day and then work until 10 at night Tuesday-Saturday but who knows, he could like it.

Every time I ask about a house my mom says, "Oh poor Derek, poor poor poor Derek.  I feel bad that he has to put up with you."  Well I blame her, I wouldn't even be really thinking about a house if she hadn't put the idea in my head.  Derek sure is excited about it though, he would love getting a house and fixing it up a little bit.  I do feel bad for him though.  When I'm done running around with my idea's we'll be living on a big piece of land, our car will be a school bus, we'll have a swimming pool and in the backyard will be a doggy day care center.  Oh and did I mention (?) the pool is shaped like a bone and for dogs only.  :) Everyday I tell him that at least he knows all this stuff about me before we get married.

*I got this picture from msnbc.com through their Animal Tracks*
The little article next to this pictures says...
Dogs heading to Totally Dog day care center in Miami, sit in their seats.  Every day, up to 25 dogs board the yellow school bus for their ride to the five-acre, fully-fenced doggy playground, complete with a bone-shaped swimming pool.  Some of the dogs are dropped off by their owners in business parking lots and others are picked up at their homes.  (My dream job)


Well after every thing is said and done on our apartment/house hunting for when we are married, I will be happy with anything.  I'll just be happy to finally be married and living with just Derek and the Moppit.  But it does get me excited to know someday in the near future we will own our own place and no one can tell us we can't have a dog there (stupid landlords).  I can't wait!

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